Secure & Scalable
Microfinance Banking Software

SaccoSawa platform for SACCOs, cooperatives, and digital banks.

Trusted by financial institutions serving millions across emerging markets.

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About SaccoSawa

SaccoSawa is built to empower inclusive finance and digital transformation for SACCOs, MFIs, and community-driven financial institutions. Our mission is to enable secure, transparent and scalable financial systems across emerging economies.

Why SaccoSawa

A complete financial platform designed for scale and inclusion.

πŸ”
Secure Core Banking

Role-based access, audit trails, encryption, and compliance-ready architecture.

⚑
Scalable Payments

High-volume transactions for savings, loans, transfers, POS, and mobile channels.

🌍
Inclusive Finance

Supports community currencies, group lending, barters and social finance models.

SaccoSawa Software Solutions

One powerful platform tailored for diverse financial institutions

Banks and MFIs
Banks & MFIs

Core banking, digital wallets, loans, savings, and regulatory reporting.

SACCOs
SACCOs & Cooperatives

Member accounts, shares, dividends, loans, and mobile access.

Fund Management
Fund Management

Tech-driven investing tools to maximize returns and simplify portfolio management.

Agri Finance
Agri Finance

Future-ready technology enabling inclusive rural and agricultural finance.

Mobile & Digital Banking

Reach customers anywhere, on any device.

πŸ“± Mobile App

White-label mobile banking apps for Android & iOS.

πŸ“© SMS Banking

Balance checks, transfers, alerts for feature phones.

☎️ USSD Banking

Works on all phones β€” ideal for rural & low-internet regions.

πŸ’¬ Whatsapp Banking

Customer interactions via WhatsApp API seamlessly.

🏧 POS

Point-of-Sale banking solutions for merchants.

🏦 Agency Banking

Extend banking services through local agents.

Build the Future of Inclusive Banking

Deploy SaccoSawa as your next-generation core banking platform.

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Choose the Perfect Plan for Your SACCO's Success

Find the ideal SaccoSawa pricing plan to empower your SACCO and drive growth.

Basic

Essential features to get started

15,000 Ksh/month

Billed quarterly or annually, excl. VAT
  • βœ” Core banking system
  • βœ” Android & iOS apps
  • βœ” Basic support
Standard

For growing SACCOs

25,000 Ksh/month

Billed quarterly or annually, excl. VAT
  • βœ” Everything in Basic plus:
  • βœ” USSD banking
  • βœ” Bulk SMS
  • βœ” Credit referencing (CRB)
Premium

Simple, pay-as-you-go pricing

30,000 Ksh/month

Billed quarterly or annually, excl. VAT
  • βœ” Everything in Standard plus:
  • βœ” Advanced reporting
  • βœ” Multi-branch support
  • βœ” Priority support
Enterprise

Custom to your SACCO needs

Custom Pricing

Speak with a Technical Project Expert
  • βœ” Everything in Premium plus:
  • βœ” ATM Cards
  • βœ” FOSA module
  • βœ” Regulatory Reports
  • βœ” HR and Payroll
  • βœ” Agency Banking & POS
  • βœ” Banking-grade SLA
  • βœ” Business Intelligence
  • βœ” APIs for third-party integration
Verified Partners & Compliance Certifications

Security comes first at SaccoSawa. We use the world’s best-in-class hosting with AWS and ensure at least one serving copy of your data is stored in a data centre located in Kenya.

"SaccoSawa is the best possible partner for SACCOs"

SaccoSawa Security, Infrastructure & Compliance
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See SaccoSawa in Action

Fill in the form below and our team will contact you to arrange a personalized SaccoSawa demonstration.

Contact Information

SACCO Information

Demo Requirements

Our team will contact you using the details provided.